Islamic Microfinance as a Poverty Reduction Tool in Terms of Islamic Finance: An Analysis of the Islami Bank Microfinance Scheme in Bangladesh
نویسندگان
چکیده
Although Microfinance is one of the essential parts poverty reduction, however, there are so many microfinance schemes that provided financial help under various organization models in world. But a Muslim not able to benefit from these since most time, microfinance into conventional system which includes “interest (Riba)” strictly prohibited for Muslims. Nevertheless, this study constitutes linkage between Islamic Finance and IBBL scheme, whether it works alleviating in Bangladesh. As known Islami Bank Bangladesh Limited (IBBL) focused Shariah compliance disclosure by establishing its reputation differentiating itself systems. Accordingly, article will point out how follows the Shari’ah operation helps clients improve their moral ethical values through Rural Development Scheme (RDS), allows rural Muslims involve schemes. Applying performance analysis techniques, article analyzes status Schemes (RDS) offered Bank Limited, Bangladesh, where specific objectives include analyzing allocation efficiency RDS, (Risk Return ratios) of RDS as an alternative tool reduction through investment models. With method, mainly argues whether provides reduction.
منابع مشابه
Islamic Microfinance: An Emerging Market Niche
Muslim-majority countries do not use formal financial services (Honohon 2007).1 Even when financial services are available, some people view conventional products as incompatible with the financial principles set forth in Islamic law. In recent years, some microfinance institutions (MFIs) have stepped in to service low-income Muslim clients who demand products consistent with Islamic financial ...
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ژورنال
عنوان ژورنال: CenRaPS journal of social sciences
سال: 2022
ISSN: ['2687-2226']
DOI: https://doi.org/10.46291/cenraps.v4i1.61